Subscriptions in Turkey
As part of the after-sales process, we help you purchase water and electricity subscriptions in Turkey, as well as Turkish Real Estate Insurance (DASK insurance covering Natural Disasters). These steps are quick and easy after the deed is transferred to you. You can also provide us with a Power of Attorney so that we can continue public service subscriptions and insurance on your behalf in Turkey.
After all subscriptions are completed, we recommend that you place an automatic pay order for your invoices from your bank account for all the properties you have purchased in Turkey.

Electricity Subscription
What worries most of the newcomers after finding their perfect home in Turkey is how to get a subscription. Household electricity supply in Turkey is an easy process that takes about 2 days to complete your subscription Jul. Electricity is provided by private suppliers and the subscription price is between 250-500 TL. Dec. The ELKA HOMES team will help you in this process.

To apply for an electricity subscription, you need the following documents:
* DASK insurance
* Photocopy of title deed
* Settlement
* Tax number
* Passport (original and photocopy)
* Personal phone number
* Subscriber number

Water Subscription in Turkey
Water supply for real estate in Turkey is one of the first steps you should take to prepare for your new life in Turkey without experiencing any water shortage problems Jul. It will take a few days for electricity and water subscriptions to prepare all the papers and meter readings. Water subscriptions are provided by municipal offices, and since it is the official supplier company in the Antalya region, the subscription is around 800-900 TL. The ELKA HOMES team will help you in this process.

To apply for a water subscription, you need the following documents:
* DASK insurance
* Photocopy of title deed
* Settlement
* Passport (original and photocopy)
* Personal phone number
* Subscriber number

What is the Turkish Title Deed, also Known as Tapu?

It is a legal and official document that determines the ownership rights of a property. The document also contains information about the property and the owner.
The General Directorate of Land Registry and Cadastre (General Directorate of Land Registry and Cadastre - TOM) is responsible for the land registry and archive. Every city in Turkey has a land registry office operated by TKGM. TKGM is an institution of the Ottoman Empire inherited by the newly born Republic of Turkey.

Types of Land Registry in Turkey (Land Registry)

There are various types of real estate in the Turkish land registry according to the nature and ownership. It can be divided into two categories:

1. Blue Deed
This deed is written with the title deed and common property in mind. In Turkey, blue ones are exported for real estate that does not comply with the urban planning plan and is primarily used for agriculture. It can also be defined as follows:
Keep in mind that owners of shared title deeds often have less control over the property. It also restricts the owner's ability to make decisions about the sale, maintenance and upkeep of the property. Homeowners with a co-ownership title are not allowed to take out a mortgage on the property.

2. Red Deed
This is a property title indicating the individual ownership of the units listed in the Turkish land registry.
The term "condominium" or "floor easement" refers to a property title commonly used for commercial or residential properties. There is a check box on the form that indicates which category the purchased property belongs to.

* Floor Easement: It is also sometimes referred to as construction servitude. The title indicates that the development or construction activity of the property is still ongoing. The title of a floor easement reflects the allocation of units that are "under construction" according to the resource approval.
* Condominium: After the development phase is completed, the property is inspected by the local municipal authorities to confirm the completion of construction. They issue a Residence or residence permit, which allows a title to be translated to the next level, full ownership.
* Transfer Property: This title allows you to purchase a fractional or time-share share. When a property is owned for a certain period of time, it is offered.

How Can I Get a Turkish Deed?

The ELKA HOMES team will take the necessary appointments for your Turkish land registry (Cadastre and Registry Office) purchase process and take them to the necessary state administrations so that you can get the title deed of your property. This procedure is a regular procedure for buying property in Turkey.

After choosing a property and signing the contract at the agency office, we apply for an appointment at the Land Registry Office and submit all the necessary documents. You can go through this process together with our sales specialist, but you can also issue a Power of Attorney at the Notary Office that will allow us to proceed on your behalf.
Both the seller and the buyer (or the person designated by you in the Power of Attorney document) must be present during the transfer of the title deed. A sworn translator is always available at the Land Registry Office.

What are the Documents Required for the Title Deed Transfer Process?

After you have decided which property you want to buy and the purchase price, you can start your land registry process. We can gladly help you or you can follow the steps below.

The following documents must be provided for the transfer of the title deed:
* Buyers Tax Number (Tax Number)
* Passport copy and translation
* Valuation report
* Seller's identity card or Passport
* Fair value certificate

All these necessary documents are prepared by our sales specialist and forwarded to the Land Registry Directorate and a LAND REGISTRY deed (LAND REGISTRY) is issued. You can also prepare them yourself and attend your appointment at the Land Registry office.

What are the Steps to Get a Title Deed?

The procedure for obtaining a title deed or a Turkish title deed is as follows:

Step 1: Determine who will pay the title deed fee.
Step 2: Send an application to the municipality and pay the property tax.
Step 3: Make an appointment after applying to the General Directorate of Land Registry.
Step 4: Pay the fee
Step 5: Buyers and sellers must come to the Land Registry at the agreed time.

The Cost of Obtaining a Turkish Title Deed

There are some expenses related to the transfer of title deeds in the purchase and sale of real estate in Turkey.
* The Turkish land registry transfer fee, usually known as stamp duty, is 4% of the purchase price.
* When the transfer or exchange of title deeds is carried out during the sale or purchase, this duty tax must be paid. In most cases, the seller specifies the sale price and the buyer pays the commission.

How Long Does It Take to Get a Title Deed in Turkey?

The land registry transfer is completed within 3-5 days; payments to the Land Registry Office must be made by the buyer on the last day of the transaction.
After receiving the title deed of the property, we will help you with water and electricity subscriptions.

Opening a bank account in a foreign country is always a confusing process for many property buyers and first-timers. However, this process is easy in Turkey and max depending on the documents you have ready. it will take a few days. Most importantly, the ELKA HOMES team will be with you to ensure that this process goes as smoothly as possible.

The Guide to Opening a Bank Account in Turkey for Foreign Nationals

After real estate buyers have found their perfect house or apartment in Turkey, the next step is to manage their financial procedures. The process of opening a bank account in Turkey is simple and fast. Many foreigners, non-residents and investors use Turkish bank accounts for mortgages and money transfers. All banks in Turkey offer services through digital applications and mobile banking services that facilitate payouts such as invoices, mobile phone bills and more. You can choose between public, private banks in Turkey and even international bank branches in Turkey.Dec. As English-speaking staff is now offered by banks to make this a much smoother procedure, as international relations between Turkey and countries from all over the world have grown, this makes this a much more hassle-free procedure. Dec.
For this reason, opening a Turkish bank account has become a very simple process from day to day. In order to receive all your financial services working in Turkish banks, you will need several documents to open a bank account, residence permit or Turkish tax number.

As an account holder, you can even apply for automatic paying of all your bills through Turkish Internet banking, which is the most convenient solution for residents who do not live permanently in Turkey.

Documents required to open a bank account in Turkey:
* Passport (identity document)
* Tax Identification Number in Turkey (Tax Number)
* Proof of address (household utility bill or rental agreement in your own country)
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If you have a residence permit in Turkey, this will speed up the account opening process. The process of opening an account actually takes only one day, provided that all documents are provided to the bank. Some of the largest banks can also provide you with a debit card on the same day and open internet banking immediately.

There are different pre- and post-sale procedures that need to be followed when buying a property in Turkey, and real estate insurance in Turkey ranks at the top. The mentioned property insurance covers earthquakes. It is required by the Turkish government to authorize and arrange your title deed. Before buying a water and electricity subscription, you need to take out DASK insurance for your property.


Turkey earthquake insurance, known as DASK, which is the abbreviation of the Natural Disaster Insurance Institution, is a mandatory earthquake insurance that is mandatory for all types of property. In order to get a water and electricity subscription, you will need to prove that you are a holder of this type of housing insurance in Turkey.

DASK Insurance in Turkey DASK subscription is mandatory for every property owner. The insurance for apartments, villas and holiday homes must be renewed every year before the current insurance expires. DASK real estate insurance in Turkey is around 100 - 150 TL and you can get it from any bank and insurance company. There are several easy steps to follow to insure your home in Turkey, LEGENDA Real Estate Agents will gladly guide you to insure your property, or you can read the following points.

To apply for DASK insurance for all properties in Turkey, you need the following documents and information:

* Tax number (Tax Number)
* Personal phone number (valid in Turkey)

• The address of the correct property
• The number of floors of your property
• The year of construction of your property
The cost of your property varies depending on the location and size.
ELKA HOMES will provide you with a convenient guide to cover your property insurance.

What is a real estate valuation report and how is it obtained?

The valuation report is a mandatory report to protect foreign real estate buyers. On this page you can find information about the documents you will need when purchasing a valuation report for your real estate and the mandatory valuation report.

Expert Report | Real Estate Valuation Report in Turkey

According to the new application of the General Directorate of Land Registry and Cadastre, it is mandatory to obtain a real estate valuation report for real estate sales made to foreigners starting from February 15, 2019 (it will soon be valid for all real estate sales). This report must be made by 2 sworn appraisers authorized by the CMB (Capital Markets Board). Experts see the real estate on the spot, examine the plans and documents in the municipality and land registry, and write valuation reports accordingly.

What is a Real Estate Valuation Report?

The expertise report is one of the mandatory documents to be taken when foreign citizens buy real estate in Turkey. This valuation report is an important document, as it will also determine the tax value of your real estate. Pay paying the right amount of taxes when you buy real estate and pay a mortgage loan thanks to this document. In addition, this obligation also prevents foreigners from being defrauded. It is also used in real estate value calculation for foreigners who want to obtain Turkish citizenship through investment.

Foreign investors are obliged to obtain the expertise reports before making a land registry application. Real estate valuation takes about 2 days. Later, the officer in charge prepares a report of about 20-35 pages by examining other real estate prices in the region.

As ELKA HOMES, we only work with officials authorized by the CMB. The average price of this expertise report is between 3,000 – 4,000 TURKISH LIRAS + Dec. The price varies depending on the location and the properties of the property. In addition, this report is valid for 3 months and a land registry application must be submitted within 3 months of receipt.
The valuation report is issued within a period of 2-3 days for real estate, while it may take from 2 weeks to 1 month to receive feasibility reports for a hotel, business, or land.

What is the Tax Identification Number in Turkey?

This is a nine-digit number given to real estate buyers, property owners, investors or anyone who plans to stay in Turkey for more than 90 days. This is like a unique taxpayer reference number (UTR number in the UK) assigned to everyone living in Turkey.

If you want to buy a property or invest in Turkey, you need to apply for a Tax Identification Number. This process is simple and fast at the same time. In the future, the tax reference number will show how much tax you need to pay for your property and will facilitate all your other tax purposes. For investors who want to establish a business or limited liability company in Turkey, a Tax Identification Number is required for the evaluation of tax returns, including corporate tax.

The tax number is also a Turkish bank account, water and electricity subscription, residence permit fee, etc. It is also an important requirement to open.
The procedure for obtaining a Tax Number in Turkey is simple and fast. The only thing is to give a photocopy of your passport and apply to the Tax Office. After the registration of your data, you will receive the Tax Number directly.

After getting the tax number, you can easily do other management steps, such as opening a bank account and making investments.

The ELKA HOMES team will gladly help you with every step necessary to obtain your tax identification number in Turkey.