DASK (Compulsory Earthquake Insurance) is a legal requirement for homes within municipal boundaries in Türkiye. A valid DASK policy is required for the title transfer and for electricity and water subscriptions. At Elka Homes we prepare your policy and keep track of its renewal every year.
What does DASK cover?
- Damage to the building caused by an earthquake
- Damage to the building caused by fire, explosion, tsunami or landslide resulting from an earthquake
DASK covers the building only; furniture and household contents are not included. Optional home insurance can be taken out for these.
When is DASK required?
- Before the title transfer (mandatory for a sale)
- When opening electricity and water subscriptions
- When taking out a mortgage
- Every year when the policy expires (renewal)
How is the premium calculated?
The DASK premium depends on the gross square metres of the home, the construction type (reinforced concrete, masonry, etc.) and the earthquake risk of the area. The maximum coverage amount is updated every year. Policies are issued through insurance companies, agents and banks, and their validity can be checked on DASK’s official website.
What Elka Homes does
- We prepare the DASK policy before the title transfer.
- We deliver the policy ready for the title deed, utility and bank procedures.
- We remind you of the renewal date and renew it on your behalf if you are abroad.
- If you wish, we get quotes for home insurance that also covers your belongings.
Frequently asked questions
Is DASK mandatory?
Yes. It is a legal requirement for homes within municipal boundaries and is required for title deed and utility procedures.
How much does DASK cost?
The premium depends on the size of the home, the construction type and the earthquake risk zone. We tell you the exact amount before you buy.
Does DASK cover my belongings?
No. DASK covers the building only. Home insurance can be taken out separately for your belongings.
Can I renew DASK while I am abroad?
Yes. We follow the renewal on your behalf and send you the policy by email.
Let’s prepare your DASK policy together
Send us your property details and we will prepare DASK and home insurance quotes for you.
Last updated: November 2026. This page is for general information only and is not legal advice. Legislation can change; current requirements are confirmed with the relevant authorities for each application.
